Tax Planning & Strategy

Most taxes are saved through effective tax planning, which is a proactive, year-round process that goes far beyond simply filing your return retroactively.

What We Cover

We design customized, proactive tax planning strategies for individuals and businesses to minimize liability and support long-term financial goals. This includes year-round guidance, tax projections, timing and structuring recommendations, and advice on key financial decisions before filing season. Our focus is on helping clients avoid surprises, make smarter financial choices, and keep more of what they earn through thoughtful, creative tax planning.

Holistic Financial Analysis

A full review of your income, assets, expenses, and investments to uncover every tax-saving opportunity.

Income & Expense Timing

Strategically shifting when you recognize income or claim deductions to minimize taxes across multiple years.

Retirement & Investment Planning

Aligning tax strategies with retirement accounts, investments, and wealth-building plans for maximum growth.

Scenario Modeling

Running “what-if” analyses for major decisions like selling a business, exercising stock options, or buying property.

Entity Structure Review

Ensuring your business structure is still the most tax-efficient as your company grows and evolves.

QBI Deduction Analysis

Maximizing the 20% Qualified Business Income deduction for eligible business owners.

Reasonable Comp Analysis

Determining optimal salary and distribution mix for S-Corp owners to reduce payroll taxes while staying compliant.

Cost Segregation Studies

Accelerating depreciation deductions on real estate to improve short-term cash flow, paired with Real Estate Professional Status or STR.

Capital Expensing & Depreciation

Leveraging Section 179 and bonus depreciation to deduct major purchases in the most tax-efficient way.

Year-Round Guidance

Ongoing planning, not just at tax time, so you can make informed moves before deadlines hit.

Real Estate Professional Strategy

Advising on whether you meet the requirements of being a REP, what you need to keep track of and how it makes sense to you.

Short Term Rental Strategy

Advising on the best scenarios of acquiring STR, timing to acquire, and rules and regulations you need to be aware of.

Unique Tax Planning Scenarios

Stock Option & Equity Compensation Strategies: Timing RSU vesting, ISO/NSO exercises, and ESPP sales for optimal tax treatment.
Capital Gains Management: Spreading or deferring gains to reduce exposure to higher tax brackets or the Net Investment Income Tax.
Real Estate Transactions: Planning for Section 121 home sale exclusions, 1031 exchanges, and depreciation recapture.
Business Exit Strategies: Structuring the sale of your business for favorable tax outcomes.
Charitable Giving Optimization: Using donor-advised funds, appreciated stock donations, and timing gifts for maximum impact.
Retirement Distribution Planning: Coordinating IRA, 401(k), and pension withdrawals to minimize taxes in retirement.
High-Income & AMT Planning: Avoiding costly surprises for taxpayers in higher income brackets.
Estate & Gift Planning Coordination: Integrating lifetime giving and inheritance planning with your overall tax strategy.
Multi-State & Residency Planning: Managing tax implications when relocating or working in multiple states.
Foreign Asset & Income Planning: FBAR/FATCA compliance and tax treaty optimization for global income.

Ready to Build a Smarter Tax Strategy?

info@tscpatax.com

Phone

(832) 304-9959